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Privacy Policy

Last Updated on August 1, 2022

Crowd Capital Co. (“Crowd,” “we,” or “us”) respects your privacy and is committed to communicating transparently regarding our privacy practices. This Privacy Policy describes the types of information we may collect from you when you visit our website at https://www.crowdcapital.io/, or any subdomain thereof, including any content or functionality offered on or through the same (collectively, the “Website”). This Privacy Policy also describes our practices for collecting, using, maintaining, protecting, and disclosing such information.

This Privacy Policy applies to information we collect on the Website and in email or other electronic messages between you and the Website. Except where otherwise expressly stated herein, it does not apply to information collected by us offline or through any other means, including on any other website operated by us or any third party, nor to information collected by any other third party, including through any application or content (including advertising) that may link to or be accessible from or on the Website.

Please read this Privacy Policy carefully before you start to use the Website to understand our policies and practices regarding how we treat your information. By accessing or using the Website in any manner, you accept and agree to be bound by this Privacy Policy. IF YOU DO NOT AGREE WITH ANY TERMS OF THIS PRIVACY POLICY, YOU MAY NOT ACCESS OR USE THE WEBSITE FOR ANY PURPOSE.

This Privacy Policy may change from time to time (see Updates to Our Privacy Policy, below). Your continued use of the Website after we make changes is deemed to be acceptance of those changes, so please check the policy periodically for updates.

Privacy of Children
The Website is not intended for or directed to children. No one under age 16 may provide any information to or on the Website. We do not knowingly collect or solicit personal information from children under age 16. If you are younger than 16 years of age, do not use or provide any information on or through the Website or any of its features, register on the Website, or provide any information about yourself to us, including your name, address, telephone number, email address, or any screen name or user name you may use. If we learn we have collected or received personal information from a child under age 16, we will delete that information. If you believe we might have any information from a child younger than 16 years of age, please contact us at info@crowdcapital.io. Notwithstanding the foregoing, we may store information about dependents under age 16 in connection with the Service where consented to by the appropriate parent or guardian.

Information We Collect
When you access the Website, we collect certain information about you. This may include information by which you may be personally identified, such as name, postal address, e-mail address, or telephone number, as well as information that is about you but may not specifically identify you, such as information about your internet connection, the equipment you use to access the Website, and usage details, Internet Protocol (IP) addresses, and certain other information collected through cookies and other tracking technologies (collectively "personal information"). 

Information You Provide Us
We collect personal information from various sources, such as directly from you when you access or use the Website.  This may include:

  • information that you provide by filling in forms on the Website;
  • information you provide when you enter a promotion sponsored by us; and
  • your responses to surveys that we might ask you to complete for research purposes.

Additionally, we may, where consented to by you in accordance with the Terms of Use, collect personal information through certain third-party data providers and/or aggregation services. For more information on our use of third-party data providers and aggregation services, see Third Party Providers below.

Information We Collect by Automatic Means
When you download, access, navigate through, or otherwise interact with the Website, we may use automatic data collection technologies to collect certain information about your equipment, browsing, actions, and patterns, including:

  • information about the devices you use to access the Website (such as the IP address and the type of the device, operating system, and web browser);
  • dates, times, and duration of use of the Website (including whether you are a repeat or first time visitor);
  • information on actions taken when using the Website (such as page views and website navigation patterns);
  • certain geolocational information; and
  • information about your online activities over time and across third-party websites or other online services (behavioral tracking).

In addition, we use third-party web analytics services to help us understand your use of the Website and the popularity of certain content so we can improve your experience. For more information on our use of third-party analytics services, see Third Party Providers below.

Information we collect automatically may be statistical data that does not include personal information. We may maintain or associate any such statistical data with personal information we collect in other ways or receive from third parties. It helps us to estimate our audience size and usage patterns, speed up user experience, and to improve the Website, including enabling us to identify and authenticate users. To the extent that we associate any of this non-personal information with your personal information, we will treat it as personal information under the terms of this Privacy Policy.

Technologies we use for automatic data collection may include cookies. A cookie is a small file placed on the hard drive of your computer. Pages of the Website and our emails may also contain small electronic files known as web beacons (also referred to as clear gifs, pixel tags, and single-pixel gifs) that permit us, for example, to count users who have visited those pages or opened an email and for other related website or application statistics (for example, recording the popularity of certain content and verifying system and server integrity).

Third-Party Use of Cookies and Other Tracking Technologies
Some content or applications on the Website are served by third parties, including content and application providers. These third parties may use cookies alone or in conjunction with web beacons or other tracking technologies to collect information about you when you use the Website. The information they collect may be associated with your personal information or they may collect information, including personal information, about your online activities over time and across different websites and other online services. They may use this information to provide you with interest-based (behavioral) advertising or other targeted content.

We do not control these third parties' tracking technologies or how they may be used. If you have any questions about any targeted content, you should contact the responsible provider directly.

How We Use the Information We Collect
We may use information we obtain about you, or that you provide to us:

  • to provide you with the Website, together with other information, content, products and services you request;
  • to communicate with you regarding the Service and our products, services, offers, and promotions;
  • to send you information or materials you request;
  • to respond to your questions and comments and provide customer support;
  • to operate, evaluate, and improve our business and the products and services we offer;
  • to analyze trends and statistics regarding use of the Website and activities conducted in connection with the Website;
  • to protect against and prevent fraud, claims, and other liabilities, and manage risk exposure, including by identifying potential hackers and other unauthorized users;
  • to enforce our Terms of Use and other agreements;
  • to comply with applicable legal requirements and industry standards; and
  • for any other purpose for which you provide your consent.

How We Share Your Personal Information
We may disclose aggregated information about our users, and information that does not identify any individual user, without restriction. 
We may disclose personal information that we collect or you provide (as described in this Privacy Policy):

  • to our subsidiaries and affiliates;
  • to contractors, service providers, and other third parties we use to support our business;
  • to comply with any court order, law, or legal process, including to respond to any government or regulatory request;
  • to enforce or apply our Terms of Use and other agreements;
  • if we believe disclosure is necessary or appropriate to protect the rights, property, or safety of users of the Website, and/or others;
  • for any other purpose which is incidental to the normal use of the Website; and
  • for any other purpose for which you provide your consent.

We also reserve the right to transfer your personal and other information to a buyer or other transferee in the event of a merger, divestiture, restructuring, reorganization, dissolution, sale, or other transfer of some or all of our assets.  Should such a sale, merger, or transfer occur, we will use reasonable efforts to direct the transferee to use your information in a manner that is consistent with our Privacy Policy.

Third Party Providers
Without limiting the foregoing, we may also employ third party companies and individuals to facilitate our provision of the Website, including (without limitation) to process data, perform other technology support services, or to assist us in analyzing how the Website is (collectively, “Third Party Providers”). These Third Party Providers may have access to your personal information for purposes of performing these tasks on our behalf, and may have the right to retain and use personal information or other information through performance of these tasks on an aggregated and de-identified basis in accordance with the terms of the applicable Third Party Provider’s privacy policy.

Third Party Providers may include, but are not limited to, Google Analytics. Google Analytics is an independent web analytics service offered by Google that tracks and reports website traffic. Google uses the data collected to track and monitor the use of the App. This data is shared with other Google services. Google may use the collected data to contextualize and personalize the ads of its own advertising network. You can learn about Google’s privacy practices at https://www.google.com/intl/en/policies/privacy.

You may opt out of the aggregation and analysis of data collected about you on the App by Google Analytics by downloading the Google Analytics opt-out browser add-on, available at https://tools.google.com/dlpage/. Please note that if you opt out, analytics companies other than Google Analytics may continue to aggregate and analyze data collected about you on the App.

Security
We take protecting your information seriously, and implement reasonable measures to secure your personal information from accidental loss and from unauthorized access, use, alteration, and disclosure. However, the safety and security of your information also depends on you. Where we have given you (or where you have chosen) a password for access to certain parts of the Website, you are responsible for keeping this password confidential. Do not share your password with anyone. You are responsible for the security of your own computer systems and mobile devices and the security of your access to and connection with the Website.

Please note that the electronic transmission of information is not completely secure. We cannot guarantee that the security measures we have in place to safeguard information will never be defeated or fail, or that such measures will always be sufficient or effective. Any transmission of information is at your own risk.


Information and Data Transfers
The Website is administered by Crowd Capital Co. in the United States. When we obtain information about you through your access to or use of the Website or when you input or import information to the Website from somewhere other than the United States, we may transfer, process, and store such information in the United States. If you access the Website from outside the United States, you do so on your own initiative, at your sole risk, and you are responsible for compliance with all applicable laws. If you are a non-United States resident and provide us with your personal information, you consent to the transfer to and processing of such information in the United States, which may have data protection laws less stringent than those in the country in which you reside.

Your Choices
We strive to provide you with choices regarding the personal information you provide to us. We have created mechanisms to provide you with the following control over your information:

Cookies. You can set your browser to refuse all or some browser cookies, or to alert you when cookies are being sent. If you disable or refuse cookies, please note that some parts of the Website may then be inaccessible or not function properly.

Third-Party Advertising. If you do not want us to share your personal information with unaffiliated or non-agent third parties for promotional or referral purposes, you can opt-out by sending an email to us with your request at info@crowdcapital.io.

Emails. We may send Website updates, notifications, promotional information and other communications to you via email. Promotional email communications will contain instructions describing how you can opt out of receiving future promotional emails from us. If you opt out of promotional emails, you may continue to receive non-promotional, transactional emails from us.

Limiting Provided Information. You can choose not to provide us with certain information. If you decline to provide certain information, however, please note that some features of the Website may then be inaccessible to you, and you may be disqualified from consideration for loan modification or other default resolutions.

“Do Not Track” Request
Some web browsers have a “Do Not Track” feature. This feature lets you tell websites you visit that you do not want to have your online activity tracked. These features are not yet uniform across browsers. The website is not currently set up to respond to those signals.

Third Party Applications and Websites
The Website may contain links enabling the electronic transfer of data from third-party applications (including, without limitation, those of Third Party Providers) to the Website, as well as links to third-party websites. We are not responsible for the privacy practices or content of these applications or websites, and linking to an application or website does not constitute endorsement by us of that application or website. You should review the privacy policy and terms and conditions of any such third-party application or website prior to using or providing information to the same.

Accessing and Correcting Your Information
Your personal information is accessible through, and may be reviewed and (in some circumstances) changed by logging in to, your user account. You may also send us an email at info@crowdcapital.io to request access to, correct, or delete any personal information that you have provided to us. We may not accommodate a request to change information if we believe the change would violate any law or legal requirement or cause the information to be incorrect.

Your California Privacy Rights
California Civil Code Section 1798.83, also known as the "Shine The Light" law, permits our users who are California residents to request and obtain from us, once a year and free of charge, information about categories of personal information (if any) we disclosed to third parties for direct marketing purposes and the names and addresses of all third parties with which we shared personal information in the immediately preceding calendar year. If you are a California resident and would like to make such a request, please submit your request in writing to us by email at info@crowdcapital.io or write to us at the mailing address set forth at the end of this Policy.

Updates to Our Privacy Policy
We reserve the right to change this Privacy Policy at any time. If we make a material change to this Privacy Policy, we will make an effort to communicate these changes to you either via email (if we have your email address) or by posting a notification on the Website. The date this Privacy Policy was last revised is at the top of this page. We encourage you to review this Privacy Policy periodically to check for any updates or changes.

Contact Us
If you have any questions about this Privacy Policy or our information practices, please email us at info@crowdcapital.io or write to us at:

Crowd Capital Co.
31 NE 17th St. 
Miami, FL 33132

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